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Installment Loans Are an Alternative to Payday Loans

There are working consumers who may find themselves in some bad debt situation due to their poor funds management or frivolous spending habits. When you spend more than you have to pay off your bills, it is easy to get into a high debt situation which requires bad credit payday loans to help clear the situation.

If you are working with a steady income job but incurred a bad debt situation, you would want to consider bad credit payday loans to get yourself out of debt as well as to improve your credit standing.

However, bad credit payday loans need not be the only solution to your bad debt situation. Many working consumers are accustomed to the plastic card lifestyle today. Hence, there are many who choose to take out a secured credit card facility to ease their bad debt condition. A higher interest rate is normally imposed on a secured credit card than on standard cards.

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